Wednesday, March 16, 2011

Introducing: THRIFTY WEDNESDAY

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Every Wednesday, I plan to feature a set of money saving tips or ideas for tightening your household budget. I'm new to this, always have my own $$ to spend (eventho had lived paycheck-to-paycheck, but still...).
But now, things are different when I've decided to make this big career break! So, being thrifty is applicable in my life, where necessary :-)).
Please feel free to contribute your own advice to all my Thrifty Wednesday posts!

For a start this week, i'm featuring an article by Nicole Dean from Show Mom the Money.

Frugal Grocery Shopping
There are two ways to save money on your groceries, buy less or pay less. But it doesn’t end there because there are lots of different ways to do these two things.
Buy Less

Buying less always sounds like you have to cut down on what you buy but this isn’t always true. Spending less always sounds like going into the supermarket with a bag full of coupons. True, these are ways to cut down on your grocery shopping bills but with a little bit of thought you could probably cut down your spending many other ways too.
You may be able to buy less because you are using less or reusing the same things more than once like plastic bags and containers. You can also buy less by making things last longer like diluting fruit juices. This will help you save money and calories.
Another way to buy less and save on your grocery shopping is to buy smart and think about all the things that you might be wasting because they’ve gone bad or expired before it gets used. Large yogurt pots and some fruits and vegetables can cause this problem.
Also think about all the disposable items you might be buying that could be replaced by a permanent item, for example permanent coffee filters, plastic food containers instead of disposable bags, razors for shaving, even water filters. There must be tons of people throwing money away because they buy bottled water instead of using a water filter that dollar for dollar gives you probably ten times the same amount of fresh filtered water.
Pay Less
The most common ways to pay less for items is to buy the items on sale, buy cheaper brands, or buy in bulk. Often items that are reduced to clear are perfectly suitable to consume – it’s just that the store has to sell them quickly or face throwing them out.
Also avoid impulsive buying. Many people buy impulsively because the products are there on the shelf in front of them. You know what they say, never go grocery shopping when you are feeling hungry or without a list.
You can also shop around different stores to find bargains and you might be surprised by how much you can save.
Be weary of supermarket tricks. Things like raising the price of a popular brand for about two weeks then ‘price cutting’ to just below the original price to make it look like it’s on special offer.
Supermarkets can raise and lower their prices to match the supplier’s situation. So if a product supplier is struggling to supply apples one week, then the price will go up, and when the apples start flooding back in again, a special offer price will appear.
But don’t make the common mistakes that many people make. When supermarkets put things on special offer, such as ‘buy one and get one free’ people think this is a great deal. It often is, but this may make you simply consume more so you really won’t be saving much at all.
The best ‘two for the price of one’ offers are on things that you can only consume at a certain rate like bathroom and cleaning products, such as toothpaste and soap powder.
The same thing goes for coupons. Sure coupons are a great way to save money on groceries but if you’re buying things you normally wouldn’t buy or twice as much to get the special sale price then you may actually end up spending more. Often times the coupon offers are higher priced items than the store brands.
By the same token, be careful of store brand or value products that are cheaper imitations of the real thing. Buying lower quality can be a money saver if you choose wisely, but if you end up using twice as much and the product lasts half as long, then you might as well enjoy the real thing.


~ Hope this article helps!



Blogging again :-))

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My last post was in Aug, 2010. So many things happened and so many things had changed!

Hmm.. to list a few:

  1. There's a 25w6d old tiny baby in my tummy now! Yupp! i did it again! carrying our 3rd child ... *happy*
  2. I'm officially a SAHM .. i would love to label myself as a Home Manager.. how cool is that? ... *happy*
  3. I'm officially a student, again. On my way for an MBA ... *happy*
  4. lil Ms LZ is now a great, bubbly 5y.o girl (she's great, accrdg to my eyes&heart!). Will be graduating frm SWCH ths year end! ... *happy*
  5. Mr J is on his way for an MBA too ... *happy*


So, hallo again friends.. hope it's not too late for a New Year wish from all of us here!
~ we're still in the first quarter, so it's still 'new year', at least to me :-))

Wednesday, August 11, 2010

My Favourite Month of all... Ramadhan

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Dear Friends & Family,
Selamat berpuasa & beribadah. May Allah accept our fasting, forgive our sins, and guide us all to the Straight Path. May Allah bless us all during Ramadan, and throughout the year, with His forgiveness, mercy, and peace, and bring us all closer to Him and to each other.

I'm always looking forward for Ramadhan. A month where my soul finds peace, sincerity and serenity..yes, the word is serene..calmness.

My Sya'ban this year was pretty trying, so i hope my Ramadhan will bring all the barakah to our family, Insya Allah.

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So, what did you have for Sahur today? We had a simple meal, white rice+sambal ayam+Coffee+Orange Juice+Dates. But most importantly, my sahur was spent with my most important person in my life. My love, hubby & Lana (tho she was still sleeping)...
Hahahahaha sorry..saya syahdu, jiwang karat di petang Ramadhan ;-)

Wednesday, August 4, 2010

Anakku 'MALU' untuk bersalaman..HELP!

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I think the word MALU is totally inaccurate. She's not 'malu' all the time, sometimes she makes excuses sampai dipaksa utk salam & cium tangan sedara mara.. haisyyyy.. malu mak!

She's almost 5 now, and this salam & cium tangan issue is still worrying..

Can anybody share how did you cope with this ? How to pujuk? We've talked to her & tried so many ways to pujuk.. ada improvement sket la, but I'm still wondering what went wrong & what we haven't done to encourage her??

and...please don't give me these: "alaahhh biarlahh kecik lagi, nanti pandailah dia, jangan paksa..." .............no thank you. I've heard soo much ;-)

Tuesday, August 3, 2010

Fruit Day & Dinner for this Week

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Tuesday is Fruit Day for Lana's Group (Red Group) at school. We've missed a few weeks(MY BAD!) but finally this week we're back on track again..
Our 'theme' for d fruit day this week is Buah-buahan Tempatan..hehehe supplied by Atok of course.
So, this is what she had packed in her school basket today ....

'Orambutans'..... (her version of rambutan)

.......... and Our Dinner Menu for this Week:

Monday (2/8/2010):

  • Ayamas Crispy Fried Chicken+ Potato Fries+ Garden Salad+ Corn on Cob

Tuesday (3/8/2010):

  • Fish Curry (Pomfret)+ Rice+ Sambal Tempoyak+ Stir Fried Vege

Wednesday (4/8/2010):

  • Burger+ Cheese+ Egg Salad

Thursday (5/8/2010):

  • Sambal Udang+ Omellete+ Udang Goreng (Lana's)

Friday (6/8/2010):

  • Pasta Nite!

.............................. Have a Great Week Peeps! ........................................

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